EndSubscription
Checked 28 October 2026

How to cancel myFICO

Fair Isaac Corporation sells myFICO subscriptions in the US, from San Diego. You can cancel it yourself, or hand it to us for a small fee and stop thinking about it.

We cancel it for you

$14.95once

Hand it off. Forget about it.

Give us two minutes of details and it is off your plate. We deal with myFICO so you don't have to.

  • No logging in, no support chats, no hold music
  • We email and post the notice, then chase myFICO until they confirm
  • Dated proof of delivery, in case they ever charge you again
  • Your money back if myFICO never cancels

Do it yourself

Free

Every step is on you. You will need to:

  • Research all the details on how to cancel
  • Find the cancel option in your account
  • Finish every screen until it says done
  • Follow through until you get refunded
See the steps

Your notice

Have us cancel myFICO

Fill out one short form. We mail an official termination letter to myFICO's verified address, email it to them too, and follow up until it's cancelled.

US addresses only for now.

  • No subscription
  • No account needed
  • Satisfaction guaranteed

Your cancellation notice

Fair Isaac Corporation12790 El Camino RealSuite 300San Diego, CA, 92130USA

Formal notice of cancellation

Dear Sir or Madam,

I am writing to give formal notice that I am cancelling the myFICO subscription held in my name, effective from the date of this letter.

Account details

Name
[Full name]
Address
[Address]
Email
[Email address]

Please treat this as written notice under your terms of service. Stop all further billing from this date and remove any stored payment details.

Please confirm the cancellation in writing to the email above, and erase the personal data you hold on me where you have no lawful basis to keep it.

Yours faithfully,

[Full name]

Do it yourself

Cancel myFICO yourself

TLDR: Cancel on the Subscriptions page, or in the app under More, or call 1-800-319-4433 before the period ends. Monthly and quarterly plans are not refunded for time already paid, and a paid-in-full 12-month plan is refunded only for the quarters that are left.

Cancel on the subscriptions page

You can still sign in on the web.

  1. 01Log in at myFICO.
  2. 02Open the Subscriptions page. The help article calls it My Subscriptions.
  3. 03Cancel the product.

Cancel in the app

You use the iOS or Android app.

  1. 01Open the More tab.
  2. 02Open the Subscription screen.
  3. 03Cancel the product.

Call customer care

You want a person.

  1. 01Call 1-800-319-4433. The terms say Monday to Friday, 6 a.m. to 6 p.m. Pacific, and Saturday, 7 a.m. to 4 p.m. Pacific.
  2. 02Say you want the subscription cancelled before the period ends.

How to know it worked

  • Cancel before the period ends or it renews for another year, quarter, or month, at the then-current price, with no further notice.
  • A 12-month plan that was paid in full is refunded for the remaining quarters. A partial quarter is not refunded.
  • A monthly or quarterly plan stops future charges. Money already paid is not refunded, including a partial month or quarter.

Watch out for

  • A pause is only for listed monthly products: FICO Ultimate 3B, Advanced, Ultimate 3B+, Premier, Ultimate 3B Monthly Reports, Premier 3B, Essentials 1B, Basics 1B, and Basic. You can pause 3, 4, 5, or 6 months. It starts at the end of the current cycle. Reports, alerts, and identity features stop. Old history stays visible.
  • A paused plan restarts, and charges again, unless you cancel before the pause ends.
  • If myFICO cancels the product, they refund what was not yet provided, pro-rated.
  • A dispute notice goes by certified mail to Fair Isaac Corporation, 12790 El Camino Real, Suite 300, San Diego, CA 92130.

myFICO refunds

  • A paid-in-full 12-month plan is refunded by the quarter that is left. A piece of a quarter is not refunded.
  • Monthly and quarterly plans are not refunded for time already paid.

Sources · checked 28 October 2026

If it did not work

No confirmation email? Then it didn't happen.

Our letter comes with a receipt. This is when it is worth having us do it.

Have us cancel myFICO
  • You cannot log in, or do not remember the email

    The notice goes to myFICO in your name and address. No login, no password.

  • You paused and the charge came back

    The notice cancels the plan. A pause restarts on its own at the end of the months you picked.

  • You were charged after cancelling

    The dated notice and proof of delivery are what your bank asks for when you dispute the charge.

  • You would rather not chase support

    We post and email the notice, then follow up with myFICO until they confirm. If they never do, you get your money back.

What happens next

Two minutes from you. We do the rest.

These are the real emails from one cancellation. 15 days from form to their confirmation.

Our email saying the letter has been delivered, with a four-step progress bar
Our update, Oct 6
The company's email confirming the account has been cancelled and no further charges will be made
Their reply, Oct 8
  1. Sep 23

    Requested

    “Your VS cancellation is with us.”

  2. Sep 28

    Printed

    “Your VS letter is being printed.”

  3. Sep 28

    Shipped

    “Your VS letter is in the post.”

  4. Oct 6

    Delivered

    “Your VS letter has been delivered.”

  5. Oct 8

    Confirmed by VS

    “Your VS account has been cancelled successfully.”

Every email is dated. If they don't reply, we follow up. If a charge appears later, this is the record your bank will ask for.

Cancelling myFICO

What people ask about myFICO.

How do I cancel myFICO?

Open Subscriptions on the site, or More then Subscription in the app, or call 1-800-319-4433, Monday to Friday 6 a.m. to 6 p.m. Pacific and Saturday 7 a.m. to 4 p.m. Pacific. Do it before the period ends.

Do I get money back?

A yearly plan paid in full is refunded for the full quarters left. Monthly and quarterly plans stop the next charge and do not refund what you already paid.

Can you cancel myFICO without me logging in?

Yes. The notice goes to myFICO in writing, so it does not depend on you reaching a cancel button inside your account. A lost password or a locked account does not stop it.

Does the letter ask them to delete my data?

Yes. It asks the company to erase the personal data it holds on you where it has no lawful reason to keep it, and to confirm in writing once it has.

Hand myFICO off to us$14.95 once · we handle the rest

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