How to cancel Rocket Money

Cancel Premium in the app

Rocket Money bills Premium or Premium+ directly, not through Apple or Google.

1. 01Open Settings, the gear icon.
2. 02Select Membership, then Manage Membership.
3. 03Move the slider all the way left to $0/month.
4. 04Tap Cancel Subscription and finish the prompts.

The help center says this takes effect at the end of the billing cycle. You keep Premium until then. Cancelling does not delete the Rocket Money account.

Cancel Premium on the website

You use rocketmoney.com and Rocket Money bills you directly.

1. 01Click the Settings gear on the left.
2. 02Select Membership, then Manage in the upper right.
3. 03Move the slider all the way left to $0/month.
4. 04Select Cancel Subscription and finish the prompts.

Cancel Premium on Apple

You bought Rocket Money Premium through Apple. Apple bills you.

1. 01Open Settings on your iPhone and tap your name.
2. 02Under Active, select Subscriptions and choose Rocket Money.
3. 03Tap Cancel Subscription at the bottom and confirm.

Rocket Money's help page says to cancel a store membership in the store so the charge stops. The in-app $0 slider does not stop an Apple bill.

Cancel Premium on Google Play

You bought Rocket Money Premium through Google Play. Google bills you.

1. 01Open the Google Play app and tap your profile icon.
2. 02Tap Payments & subscriptions, then Subscriptions.
3. 03Choose Rocket Money, tap Cancel subscription, and confirm.

Stop the bank debit

Premium is taken from your bank by ACH, and you need the debit stopped.

1. 01Email support@RocketMoney.com, or use Contact Support in the app chat.
2. 02Say you are cancelling Premium or Premium+ and revoking the debit authorization.
3. 03Send it at least 3 business days before the next scheduled debit.

The terms say a notice inside those 3 business days may still be too late. Rocket Money may try the debit anyway and does not take responsibility if it cannot stop it.

How to know it worked

• —Finish Cancel Subscription after the slider is at $0/month. The help center says the cancel takes effect at the end of the billing cycle, and Premium features stay until then.
• —For a bank debit, the stricter cutoff is in the terms: tell Rocket Money at least 3 business days before the next debit. Later than that, the debit can still post.
• —Cancelling Premium does not delete the account. Bill negotiations already in place stay in place. Alerts keep coming until you change them.

Watch out for

• —The help center's end-of-cycle rule and the terms' 3-business-day debit rule are both published. Use the earlier one. Give at least 3 business days before the debit, and do not assume the last day of the cycle is soon enough.
• —You pick the Premium price. Taxes can be added on top. The terms say Premium and Premium+ can bill monthly or annually.
• —Downgrading Premium+ to Premium, or to the free tier, takes effect at the end of the current billing cycle. Premium+ features last until then.
• —A High Yield Savings Account is not closed by cancelling Premium+. The terms say it can stay open at 0.00% interest. On the free tier, automatic deposits pause, and you can still withdraw to the linked account. Goals stop taking new deposits, and withdrawals back to the linked account remain.
• —Rocket Money, Inc. was formerly Truebill, Inc. A Truebill charge can be this same membership.
• —Unlinking a bank does not cancel Premium. The help center says to cancel the membership itself.

Rocket Money refunds

• —The help center says you keep Premium until the billing cycle ends. It does not say the current period is refunded.
• —A bill-negotiation fee, if you agreed to one, is a different charge. The terms say that fee is non-refundable except for an error or where the law requires a refund. As of November 2, 2026, new bill negotiations are a Premium+ feature with no negotiation fee.
• —If a debit posts because the cancel was inside 3 business days of the debit date, the terms say Rocket Money does not take responsibility for failing to stop it.