Do it yourself
Cancel Figo yourself
TLDR: Cancel a Figo policy in writing. In the first 30 days, with no claim, the premium comes back in full except in Pennsylvania, and after that, or after a claim, the unused premium comes back on a pro-rata basis.
Cancel in writing
Figo bills the pet policy.
- 01Write that you are cancelling the policy, and include the email on the account.
- 02Mail it to Figo Pet Insurance, LLC, 540 N. Dearborn, Box No. 10873, Chicago, IL 60610.
- 03You can also email support@FigoPetInsurance.com.
The terms say every policy cancel has to be in writing. If you agreed to auto-renewal at purchase, they can charge the card at renewal unless you tell them not to. In the first 30 days, if you have not filed a claim, they refund the full premium. That 30-day look is not available in Pennsylvania. After 30 days, or if you already filed a claim, the cancel starts on the date of the written request and they refund a pro-rata share of the premium you paid, subject to state rules.
How to know it worked
- Inside 30 days with no claim, the premium comes back in full, except in Pennsylvania.
- Later, or after a claim, the policy ends on the date of the written request and the unused premium comes back on a pro-rata basis, subject to state rules.
Watch out for
- The policies are underwritten by Markel or Independence American, and administered by Figo. The cancel still goes to Figo in writing.
Figo refunds
- First 30 days, no claim: full premium back. Not in Pennsylvania.
- After that, or if a claim was filed: a pro-rata refund of the premium you paid, under state rules.
Sources · checked 29 October 2026

